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SUPREME COURT OF ARIZONA En Banc JEAN CUNDIFF, ) ) Plaintiff/Appellant/Cross- ) Appellee, ) ) v. ) ) STATE FARM MUTUAL AUTOMOBILE ) INSURANCE COMPANY, ) ) Defendant/Appellee/Cross- ) Appellant. ) ) ) ) _________________________________ ) Arizona Supreme Court No. CV-07-0057-PR Court of Appeals Division Two No. 2 CA-CV 05-0209 Pima County Superior Court No. C-20024600

O P I N I O N

Appeal from the Superior Court in Pima County The Honorable Deborah Bernini, Judge REVERSED; REMANDED ________________________________________________________________ Opinion of the Court of Appeals, Division Two 213 Ariz. 541, 145 P.3d 638 (App. 2006) VACATED ________________________________________________________________

LAW OFFICE OF BRUCE A. BURKE, P.C. By Bruce A. Burke And ELLIOT GLICKSMAN By Elliot A. Glicksman And LAW OFFICES OF JOHN L. TULLY, P.C. By John L. Tully Attorneys for Jean Cundiff

Tucson

Tucson

Tucson

BRYAN CAVE, L.L.P. Phoenix By Lawrence G. Scarborough J. Alex Grimsley Attorneys for State Farm Mutual Automobile Insurance Company HARALSON MILLER PITT FELDMAN & McANALLY, P.L.C. By Stanley G. Feldman Attorney for Amicus Curiae United Policyholders Tucson

LAW OFFICES OF CHARLES M. BREWER, LTD. Phoenix By David L. Abney Attorney for Amicus Curiae Arizona Trial Lawyers Association ________________________________________________________________ M c G R E G O R, Chief Justice

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Arizona Law