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SUPREME COURT OF ARIZONA En Banc MICHAEL CULLEN, a single man; and JANA CORONADO, a single woman, ) ) ) ) Plaintiffs/Appellants, ) ) v. ) ) AUTO-OWNERS INSURANCE COMPANY, ) a foreign corporation, ) ) Defendant/Appellee. ) ) __________________________________) Arizona Supreme Court No. CV-07-0402-PR Court of Appeals Division Two No. 2 CA-CV 07-0020 Pima County Superior Court No. C20061255 O P I N I O N

Appeal from the Superior Court in Pima County The Honorable Deborah Bernini, Judge AFFIRMED ________________________________________________________________ Opinion of the Court of Appeals, Division Two 216 Ariz. 509, 168 P.3d 917 (App. 2007) VACATED IN PART; AFFIRMED IN PART ________________________________________________________________

HARALSON MILLER PITT FELDMAN & McANALLY, P.L.C. By Stanley G. Feldman Thomas G. Cotter Rebecca A. Reed Attorneys for Michael Cullen and Jana Coronado HARPER CHRISTIAN DICHTER GRAIF, P.C. By Kevin C. Barrett Jay R. Graif Lara E. Goldfarb Attorneys for Auto-Owners Insurance Company

Tucson

Phoenix

CHARLES M. BREWER, LTD. Phoenix By David L. Abney Attorneys for Amicus Curiae Arizona Trial Lawyers Association 1

ARIZONA CENTER FOR LAW IN THE PUBLIC INTEREST Phoenix By Timothy M. Hogan Attorneys for Amicus Curiae Arizona Center for Law in the Public Interest ________________________________________________________________ M c G R E G O R, Chief Justice

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Arizona Law