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COURT OF CHANCERY
OF THE
WILLIAM B. CHANDLER III
CHANCELLOR
  STATE OF DELAWARE
COURT OF CHANCERY COURTHOUSE
34 THE CIRCLE
GEORGETOWN, DELAWARE  19947



Submitted:  June 17, 2010
Decided:  July 2, 2010


Steven Schwartz
Schwartz & Schwartz
1140 South State Street
Dover, DE  19901

Michael W. Arrington
Parkowski Guerke & Swayze, P.A.
800 King Street, Suite 203
Wilmington, DE  19801

Re: The Reserves Dev. Corp., et al.  v. 30 Lots, LLC, et al.
Civil Action No. 4144-CC
  
Dear Mr. Schwartz and Mr. Arrington:

This is my decision on defendant Severn Savings Bank

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Delaware Law