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Final Copy 287 Ga. 86

S09Q1613. REYNOLDS et al. v. INFINITY GENERAL INSURANCE COMPANY. HINES, Justice. This case is before the Court on a certified question from the United States Court of Appeals for the Eleventh Circuit in litigation involving the effectiveness of a notice of cancellation of a commercial automobile insurance policy.1 Infinity Gen. Ins. Co. v. Reynolds, 570 F3d 1228 (11th Cir. 2009). The question certified is: Is a notice of cancellation, properly given after the premium is past due, ineffective because it provides an opportunity for the insured to keep the policy in force by paying the past-due premium within the statutory ten-day period? We answer the question in the negative. BACKGROUND The facts as set forth by the Eleventh Circuit are the following. On June

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1983 Ga. Const., Art. VI, Sec. VI, Par. IV; OCGA

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