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Final Copy 286 Ga. 611 S09Q1846. STATE AUTO PROPERTY AND CASUALTY COMPANY v. MATTY et al.

Nahmias, Justice. The United States District Court for the Middle District of Georgia has certified a question to this Court about how to determine the meaning of the term "accident" in an automobile liability insurance policy when the word is not expressly defined in the policy and, more specifically, how to determine if there has been one accident or two when an insured vehicle strikes one claimant and then very shortly thereafter strikes another. See State Auto Property & Cas. Co. v. Matty, 2009 U.S. Dist. LEXIS 61632 at *18 (M.D. Ga. July 20, 2009). Correctly concluding that there is no Georgia case law on point, the district court's order asks which of three general analytical approaches adopted by other jurisdictions for construing the term "accident" Georgia would adopt

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