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ATTORNEY FOR APPELLANT: ATTORNEYS FOR APPELLEE:  
    
ROBERT E. STOCHEL CARL A. GRECI
Merrillville, Indiana ANGELA K. HALL
   RYAN G. MILLIGAN      Faegre Baker Daniels, LLP
   South Bend, Indiana




IN THE
COURT OF APPEALS OF INDIANA



PHILLIP A. COLLINS, )
)
Appellant, )
)
vs. ) No.  45A03-1111-MF-600
   )  
HSBC BANK USA, National Association, as  )
TRUSTEE FOR HOME EQUITY LOAN )
TRUST SERIES ACT 2004-HE3, )
)
Appellee. )



APPEAL FROM THE LAKE SUPERIOR COURT
The Honorable John R. Pera, Judge  
Cause No.   45D10-0802-MF-95    



September 11, 2012

OPINION

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Indiana Law