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IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND PAUL P. BOCCONE, Plaintiff, v. AMERICAN EXPRESS CO., et al., Defendants. * * * * * * * * * * * * * * * * * * Civil Action No.: RDB 05-3436

MEMORANDUM OPINION Plaintiff Paul A. Boccone ("Plaintiff" or "Boccone"), proceeding pro se, initiated this claim against American Express Company, American Express TRS, Inc., and American Express Travel Related Services, Inc. ("AETRS") (collectively, "Defendants").1 Plaintiff has alleged three separate violations of the Fair Debt Collection Practices Act, 15 U.S.C.

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