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IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND IN RE: JOEL D. JOSEPH JOEL D. JOSEPH v. : : : Civil Action No. DKC 2003-2755 : U.S. TRUSTEE : ORDER For the reasons stated in the foregoing Memorandum Opinion, it is this 8th day of January, 2004, by the United States

District Court for the District of Maryland, ORDERED that: 1. The order of the bankruptcy court DISMISSING WITH

PREJUDICE the case of Debtor Appellant Joel Joseph BE, and the same hereby IS, AFFIRMED; and 2. The Clerk is directed to transmit copies of this

Memorandum Opinion and this Order to Debtor and to counsel for Appellee U.S. Trustee and to United States Bankruptcy Judge Keir, and CLOSE this case.

___________/s/________________ DEBORAH K. CHASANOW United States District Judge



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