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IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND * CAROLE McCREADY Plaintiff, v. STANDARD INSURANCE COMPANY, Defendant. * * * * * * * * * * * * * * * * * * Civil Case No. RDB 05-382

MEMORANDUM OPINION Pending before this Court are Cross Motions for Summary Judgment filed by Plaintiff Carole McCready ("Plaintiff" or "McCready") and Defendant The Standard Insurance Company ("Defendant" or "Standard"). On February 8, 2005, Plaintiff brought this action against Standard pursuant to the Employee Retirement Income Security Act of 1974 (ERISA), 29 U.S.C.

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