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IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND

MUTUAL BENEFIT GROUP Plaintiff vs. WISE M. BOLT COMPANY, INC., et al. Defendants

* * * * CIVIL NO. H-01-4196

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MEMORANDUM AND ORDER

In this civil action, the Court has been called upon to construe provisions of an insurance policy. Benefit Group ("Mutual Benefit") issued a Plaintiff Mutual commercial general

liability insurance policy (the "Policy") to defendants Wise M. Bolt Company, Inc. and Stanley E. Bolt (collectively the "Bolt parties").1 The Bolt parties and the other defendants are

presently being sued in the Circuit Court for Baltimore County by Herbert W. and Elaine C. Tracey (the "Traceys"), and they have called upon Mutual Benefit to defend and indemnify them in that case. In this action, plaintiff Mutual Benefit seeks a declaratory judgment pursuant to 28 U.S.C.

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Maryland Law