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IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND ROBBYN M. BLAND, Plaintiff, v. EDUCATIONAL CREDIT MANAGEMENT CORP., Defendant. MEMORANDUM OPINION Robbyn Michelle Bland, the self-represented plaintiff, sued Educational Credit Management Corporation ("ECMC"), defendant, alleging that, in February 2011, ECMC fraudulently precipitated an offset of her federal and state tax refunds, in excess of $5,000, because she allegedly failed to repay her student loans, over which ECMC served as guaranty agency for the United States Department of Education. See Complaint (ECF 2). Plaintiff insists that she did not take out the loans at issue, was not in default, and that the offset was improper.1 After suit was initiated by Bland in the District Court of Maryland for Baltimore City, ECMC removed the case to federal court. See Notice of Removal (ECF 1). According to ECMC, this Court possesses subject matter jurisdiction under 28 U.S.C.

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