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IN THE COURT OF APPEALS OF MARYLAND Misc. Docket No. 7 September Term, 1995 _____________________________________

D. PAUL SULLINS et al.

v.

ALLSTATE INSURANCE COMPANY

____________________________________ Murphy, C.J. Eldridge Rodowsky Chasanow Karwacki Bell Raker, JJ. ____________________________________ OPINION BY MURPHY, C.J. ____________________________________ Filed: November 6, l995

This case comes to us from the United States District Court for the District of Maryland pursuant to the Maryland Uniform Certification of Questions of Law Act, Maryland Code (1974, 1995 Repl. Vol.)

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