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)  
PATRICIA A. CURTIS,  )  
)  
Plaintiff,  )  
)  Civil Action No.  
v.  )  06-40234-FDS  
)  
)  
GREENPOINT MORTGAGE  )  
FUNDING, INC.,  )  
)  
Defendant and Third-Party  )  
Plaintiff,  )  
)  
v.  )  
)  
JAMES MANGOS d/b/a LAW OFFICES  )  
of JAMES MANGOS,  )  
)  
Third-Party Defendant.  )  

_______________________________________) MEMORANDUM AND ORDER ON CROSS MOTIONS FOR SUMMARY JUDGMENT SAYLOR, J.
This is a an action by a mortgage lender against a lawyer arising from his representation of the lender in a residential mortgage refinancing transaction.  Third-party plaintiff GreenPoint Mortgage Funding, Inc., has filed suit against attorney James Mangos seeking the costs of defending a suit brought by Patricia Curtis, the borrower in the transaction, for alleged violations of federal and state law.
Curtis filed suit against GreenPoint , alleging violations of the Truth in Lending Act (

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Massachusetts Law