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UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS _________________________________________ ) HIRAM GATHURU, on behalf of himself and ) all others similarly situated, ) ) Plaintiff, ) ) Civil Action No. v. ) 07-40169-FDS ) CREDIT CONTROL SERVICES, INC., d/b/a ) CREDIT COLLECTION SERVICES, ) ) Defendant. ) _________________________________________ )

MEMORANDUM AND ORDER ON CROSS-MOTIONS FOR SUMMARY JUDGMENT SAYLOR, J. This is a civil action alleging the imposition of undisclosed and unauthorized debt collection fees. Plaintiff Hiram Gathuru seeks individual and class relief for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C.

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Massachusetts Law