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STATE OF MINNESOTA IN SUPREME COURT A09-1138

Court of Appeals Gregory Latterell, as trustee for the heirs of Jared Travis Boom, decedent, Appellant, vs. Progressive Northern Insurance Company, Respondent, and AIG Insurance Company, Respondent. ________________________

Stras, J. Dissenting, Dietzen, J.

Filed: August 31, 2011 Office of Appellate Courts

Michael A. Bryant, Nicole L. Bettendorf, Bradshaw & Bryant, PLLC, Waite Park, Minnesota, for appellant. Curtis D. Ruwe, Michelle M. Carter, Arthur, Chapman, Kettering, Smetak & Pikala, P.A., Minneapolis, Minnesota, for respondent Progressive Northern Insurance Company. Michael M. Skram, Matthew M. Johnson, Johnson & Condon, P.A., Minneapolis, Minnesota, for respondent AIG Insurance Company. ________________________

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SYLLABUS 1. An insurance policy provision excluding underinsured motorist coverage

for accidents occurring while using an automobile to carry persons or property "for compensation or a fee" is not ambiguous. 2. An insurance policy provision excluding underinsured motorist coverage

for accidents occurring while using an automobile to carry persons or property "for compensation or a fee" is unenforceable under the Minnesota No-Fault Automobile Insurance Act, Minn. Stat.

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