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STATE OF MINNESOTA IN SUPREME COURT A10-2090 Court of Appeals Tammy Pepper, Respondent, vs. State Farm Mutual Automobile Insurance Company a/k/a State Farm Fire and Casualty Company a/k/a State Farm Insurance Companies, Appellant. Filed: May 30, 2012 Office of Appellate Courts Anderson, Paul H., J.

________________________ Alan B. Fish, Alan B. Fish, P.A., Roseau, Minnesota, for respondent. Kay Nord Hunt, Lommen, Abdo, Cole, King & Stageberg, P.A., Minneapolis, Minnesota; and Karen R. Cote, Brett W. Olander & Associates, Saint Paul, Minnesota, for appellant. ________________________ SYLLABUS An insurer may enforce an insurance policy exclusion that prevents coverage conversion without violating the No-Fault Act, Minn. Stat.

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