STATE OF MINNESOTA

IN COURT OF APPEALS

C0-01-1681

Reinsurance Association of Minnesota,

Now known as RAM Mutual Insurance Company,

Appellant,

vs.

Raymond F. Timmer, Roma Jean Timmer, Individually and

d/b/a Timmer Cattle Sales, Respondents, David G. Johnstone, Diane M. Johnstone,

Respondents, Lake Country State Bank, Respondents,

and

Raymond F. Timmer, defendant and third-party plaintiff,

Respondent,

vs.

Allen Hoelscher, d/b/a Hoelscher Insurance Agency,

Third-Party Defendant.

Filed March 12, 2002

Affirmed in part, reversed in part, remanded, and motion denied

Hanson, Judge

Todd County District Court

File No. C3-00-456

Thomas D. Jensen, William L. Davidson, Kimberly Fleming, Lind, Jensen, Sullivan & Peterson, P.A., 150 South Fifth Street, Suite 1700, Minneapolis, MN 55402 (for appellant)

Paul F. Carlson, Kennedy & Nervig, LLP, 503 Jefferson Street South, P.O. Box 647, Wadena, MN 56482-0647 (for respondents Timmers)