(This syllabus is not part of the opinion of the Court. It has been prepared by the Office of the Clerk for
the convenience of the reader. It has been neither reviewed nor approved by the Supreme Court. Please
note that, in the interests of brevity, portions of any opinion may not have been summarized).
(NOTE: This Court wrote no full opinion in this case. Rather, the Court's affirmance of the judgment of the Appellate Division is based substantially on the reasons expressed in the majority opinion below.)
Argued March 3, 1997 -- Decided April 1, 1997
PER CURIAM
Anthony Terminelli was the Police Chief of the Borough of Washington. Chief Terminelli died on
February 18, 1992, after collapsing at police headquarters. The death certificate listed the cause of death as
cardiac arrest due to coronary artery disease.
Chief Terminelli was a member of the Police and Fireman's Retirement System (PFRS). His estate
applied for accidental death benefits, claiming that his death was a direct result of a traumatic event that
occurred on February 3, 1992, during the actual performance of police duties. The Board of Trustees of
PFRS (Board) denied the application.
Chief Terminelli had suffered a heart attack in 1986 for which he was hospitalized and underwent
cardiac catheterization. He was given various cardiac medications thereafter. He returned to work on a
part-time basis three months after his discharge from the hospital, gradually increasing his hours. By
February 3, 1992, Chief Terminelli was working a forty-hour week, was free of pain or discomfort, was
walking three miles a day, and was apparently in good health, according to his wife.
On February 3, 1992, while on patrol car duty, Chief Terminelli apprehended a burglary suspect
after a vigorous foot chase that ended when he tackled and subdued the suspect. Another senior officer
testified that he observed Chief Terminelli clutching his chest and gasping for breath. The Chief thought he
might have been kicked in the chest or fallen against a tree during the tackle. According to this witness and
Mrs. Terminelli, the Chief's capacity, vigor and disposition appeared to have deteriorated from that time
until his death on February 18.
The Estate's expert witness, Dr. Eisenstein, opined that Chief Terminelli's death was a direct result
of pursuing, tackling and subduing the suspect. The witness also confirmed that the death was a result of
coronary artery disease as stated in the death certificate.
Following an administrative appeal, an Administrative Law Judge (ALJ) issued an initial decision
supporting PFRS's denial of accidental death benefits. The ALJ noted the restrictive judicial interpretation
given to the statutory phrase “traumatic event.” To be eligible for accidental disability benefits, an injured
worker has to prove that: 1) his or her injuries were not induced by the stress or strain of the normal work
effort; 2) he or she met involuntarily with the object or matter that was the source of the harm; and 3) the
source of injury itself was a great rush of force or uncontrollable power. The ALJ concluded that the
occurrence of a “traumatic event” had not been established and that the Chief's death was the result of a
preexisting symptomatic coronary artery disease that was aggravated by the February 3 incident.
The ALJ's decision was adopted by the Board, and the Estate appealed to the Appellate Division. A majority of the Appellate Division affirmed the decision of the Board, concluding that the findings of the
ALJ were supported by sufficient credible evidence in the record. In adopting the ALJ's findings, the Board
reasonably could have determined that the eligibility requirements for accidental disability benefits were not
satisfied. According to the appellate panel, the evidence fell short of compelling a conclusion that the
application of an external great rush of force, which Chief Terminelli did not himself bring into motion,
caused his death. The majority noted that the legislative criterion is not satisfied by proof of disability or
death resulting from the aggravation or acceleration of a preexisting disease, even if unusual or excessive
work effort is involved.
Judge Humphreys dissented, finding the Board's decision that the incident merely aggravated the
Chief's preexisting symptomatic coronary artery disease was directly contrary to the undisputed medical
evidence. According to Judge Humphreys, the testimony of the doctor and the Estate's other witnesses
overwhelmingly established that the traumatic struggle with the burglary suspect was the “essential significant
or the substantial contributing cause” of the Chief's resulting disability and death. In addition, the dissent
viewed the majority opinion to be in sharp conflict with the Supreme Court's decision in Gable v. Board of
Trustees.
By virtue of the dissent in the Appellate Division, the Estate appealed to the Supreme Court as of
right.
HELD: Judgment of the Appellate Division is affirmed substantially for the reasons expressed in Judge
Landau's written opinion. The decision of the Board of Trustees of the Police and Firemen's
Pension System denying accidental death benefits to the Estate of Anthony Terminelli, by finding
that his death was not the result of a traumatic event, was supported by sufficient credible evidence.
CHIEF JUSTICE PORITZ and JUSTICES HANDLER, POLLOCK, O'HERN, GARIBALDI,
STEIN and COLEMAN join in the opinion of the Court.
SUPREME COURT OF NEW JERSEY
A-
111 September Term 1996
ESTATE OF ANTHONY TERMINELLI,
Petitioner-Appellant,
v.
POLICE AND FIREMEN'S RETIREMENT
SYSTEM, DIVISION OF PENSIONS,
Respondent-Respondent.
Argued March 3, 1997 -- Decided April 1, 1997
On appeal from the Superior Court, Appellate
Division, whose opinion is reported at
290 N.J. Super. 231 (1996).
Leon B. Savetsky argued the cause for
appellant (Loccke & Correia, attorneys).
Richard L. Evert, Deputy Attorney General,
argued the cause for respondent (Peter G.
Verniero, Attorney General of New Jersey,
attorney; Joseph L. Yannotti, Assistant
Attorney General, of counsel; Sue Kleinberg,
Deputy Attorney General, on the brief).
PER CURIAM
The judgment is affirmed, substantially for the reasons
expressed in Judge Landau's opinion of the Appellate Division,
reported at 290 N.J. Super. 231 (1996).
CHIEF JUSTICE PORITZ and JUSTICES HANDLER, POLLOCK, O'HERN, GARIBALDI, STEIN and COLEMAN join in this opinion.
NO. A-111 SEPTEMBER TERM 1996
ON APPEAL FROM Appellate Division, Superior Court
ON CERTIFICATION TO
ESTATE OF ANTHONY TERMINELLI,
Petitioner-Appellant,
v.
POLICE AND FIREMEN'S RETIREMENT SYSTEM, DIVISION OF
PENSIONS,
Respondent-Respondent.
DECIDED April 1, 1997
Chief Justice Poritz PRESIDING
OPINION BY Per Curiam
CONCURRING OPINION BY
DISSENTING OPINION BY