Allstate Ins. Co. v. Campbell

State: Ohio

Docket No: 2009-2358

Case Date: 12/30/2010

Plaintiff: Allstate Ins. Co.

Defendant: Campbell

Preview:[Cite as Allstate Ins. Co. v. Campbell, 128 Ohio St.3d 186, 2010-Ohio-6312.]

ALLSTATE INSURANCE COMPANY ET AL., APPELLANTS, v. CAMPBELL ET AL., APPELLEES. [Cite as Allstate Ins. Co. v. Campbell, 128 Ohio St.3d 186, 2010-Ohio-6312.] Insurance policies -- Inferred-intent analysis applied to intentional-act exclusions -- Inferred intent is not limited to sexual molestation and homicide -- Inferred intent applies only when the insured's intentional act and the harm caused are intrinsically tied so that the act has necessarily resulted in the harm. (No. 2009-2358 -- Submitted September 29, 2010 -- Decided December 30, 2010.) APPEAL from the Court of Appeals for Franklin County, Nos. 09AP-306, 09AP-307, 09AP-308, 09AP-309, 09AP-318, 09AP-319, 09AP-320, and 09AP-321, 2009-Ohio-6055. __________________ SYLLABUS OF THE COURT 1. As applied to an insurance policy's intentional-act exclusion, the doctrine of inferred intent is not limited to cases of sexual molestation or homicide. 2. As applied to an insurance policy's intentional-act exclusion, the doctrine of inferred intent applies only in cases in which the insured's intentional act and the harm caused are intrinsically tied so that the act has necessarily resulted in the harm. __________________ LANZINGER, J. {

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