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JUANITA RICHARDSON and ROBERT and GLORIA GOWER, on behalf of
themselves and others similarly situated v. BANK OF AMERICA, N.A.
and NATIONSCREDIT FINANCIAL SERVICES CORPORATION
No.  240PA07
FILED:  7 MARCH  2008
On discretionary review pursuant to N.C.G.S.  §  7A-31 of
a unanimous decision of the Court of Appeals,  182 N.C. App.  531,
643 S.E.2d  410  (2007), affirming orders entered by Judge
Catherine C. Eagles in Superior Court, Durham County, on  15 April
2003,  14 June  2004,  8 October  2004,  16 November  2004,  10 March
2005,  19 April  2005,  16 June  2005,  23 June  2005,  27 July  2005,
and  12 October  2005.    Heard in the Supreme Court  11 December
2007.
Jones                                                                    essener Law Offices, P.L.L.C.,
by John Alan Jones and G. Christopher Olson, for
plaintiff-appellees.
Kennedy Covington Lobdell & Hickman, L.L.P., by John H.
Culver III, and Amy Pritchard Williams; and O'Melveny &
Myers, L.L.P. by Walter E. Dellinger III, for
defendant-appellant NationsCredit Financial Services
Corporation.
Roy Cooper, Attorney General, by Gary R. Govert,
Special Deputy Attorney General, Philip A. Lehman,
Assistant Attorney General, M. Lynne Weaver,
Assistant Attorney General, and L. McNeil
Chestnut, Special Deputy Attorney General and
Counsel to the Commissioner of Banks, for Roy
Cooper, Attorney General of North Carolina and
Joseph A. Smith, Jr., North Carolina Commissioner
of Banks.
Womble Carlyle Sandridge & Rice, PLLC, by Burley
B. Mitchell, Jr., Jack L. Cozort, and Eileen R.
Youens, for North Carolina Chamber, amicus curiae.
J. Reed Johnston, Jr. for Consumer Credit Industry
Association, amicus curiae.




-2-
Hartell & Whiteman, L.L.P., by J. Jerome Hartzell,
for North Carolina Academy of Trial Lawyers,
amicus curiae.1
PER CURIAM.
DISCRETIONARY REVIEW IMPROVIDENTLY ALLOWED.
Justice EDMUNDS did not participate in the
consideration or decision of this case.
Supreme Court
Slip Opinion
1The following organizations were also named as amici in
this brief, but pursuant to N.C. R. App. P.  33, their counsel are
not listed in this opinion: North Carolina Justice Center; Legal
Services of Southern Piedmont, Inc.; Pisgah Legal Services; and
Financial Protection Law Center.

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