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#25548-aff in part, rev in part & rem-JKM 2011 S.D. 2 IN THE SUPREME COURT OF THE STATE OF SOUTH DAKOTA * * * * STATE FARM AUTOMOBILE INSURANCE COMPANY, v. ANDREW BOTTGER, and AMCO INSURANCE COMPANY, and SARAH R. KOSINSKI, * * * * APPEAL FROM THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT UNION COUNTY, SOUTH DAKOTA * * * * HONORABLE STEVEN R. JENSEN Judge * * * * TIMOTHY A. CLAUSEN of Klass Law Firm, LLP Sioux City, Iowa MICHAEL L. LUCE of Murphy, Goldammer & Prendergast, LLP Sioux Falls, South Dakota JAMES N. DAANE of Buckmeier & Daane Lawyers, PC Sioux City, Iowa * * * * Attorneys for plaintiff and appellee State Farm. Attorneys for defendant and appellee AMCO. Attorneys for defendant and appellant. CONSIDERED ON BRIEFS ON NOVEMBER 15, 2010 OPINION FILED 01/12/11 Plaintiff and Appellee, Defendant Defendant and Appellee, Defendant and Appellant.

#25548 MEIERHENRY, Justice [

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South Dakota Law