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IN THE COURT OF APPEALS OF TENNESSEE
AT KNOXVILLE
August 13, 2004 Session

BOBBI JO FISHER v. TENNESSEE INSURANCE COMPANY
Appeal from the Circuit Court for Knox County
No. 2-613-02 Harold Wimberly, Judge

No. E2004-00189-COA-R3-CV   Filed August 24, 2004
The defendant issued a policy of automobile insurance to the plaintiff which provided coverage for liability claims and for collision damage, but each of these insuring agreements was subject to an exclusion of coverage if the insured automobile was being operated by a non-licensed driver at the time of the accident giving rise to the claim.  The plaintiff loaned her Pontiac to a non-licensed driver under the mistaken belief that he was properly licensed.  The trial judge found that the plaintiff reasonably believed that her permittee had a valid driver

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Tennessee Law