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This opinion is subject to revision before final publication in the Pacific Reporter

2011 UT 83
IN THE

SUPREME COURT OF THE STATE OF UTAH
STONE FLOOD and FIRE RESTORATION, INC., JAMES K. STONE and PATRICE STONE, Plaintiffs and Appellants, v. SAFECO INSURANCE COMPANY OF AMERICA, Defendant and Appellee. No. 20100175 Filed December 30, 2011 ____________ Third District, Salt Lake No. 070907640 ____________ Attorneys: L. Rich Humpherys, Karra J. Porter, Sarah E. Spencer, Salt Lake City, for plaintiff Matthew L. Lalli, Troy L. Booher, J. Elizabeth Haws, Salt Lake City, for defendant ____________ CHIEF JUSTICE DURHAM authored an opinion, in which ASSOCIATE CHIEF JUSTICE DURRANT, JUSTICE PARRISH, JUSTICE NEHRING, and JUDGE HADFIELD joined. Having recused himself, JUSTICE LEE did not participate herein; DISTRICT JUDGE BEN H. HADFIELD sat. ____________ CHIEF JUSTICE DURHAM, opinion of the Court INTRODUCTION

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